Etats-Unis : la FED veut protéger les utilisateurs de cartes de crédit
| Auteur | Legal News |
Les autorités de régulation américaines, dont la FED, ont présenté à l'issue du Congrès, un plan visant à protéger les utilisateurs des cartes de crédits. Ce programme, pour lequel les autorités ouvrent une consultation de 75 jours, prévoit notamment d'interdire les méthodes de calculs d'agios courant sur deux périodes de facturation. De plus, les émetteurs de cartes devraient laisser plus de temps à leurs clients pour régler leurs factures. Enfin, devrait être prohibées les méthodes de calcul qui accroissent les pénalités. L'industrie des cartes bancaires a exprimé son hostilité à cette intrusion du régulateur dans la fixation des prix et de l'offre des produits, estimant que le plan aurait pour conséquence de rendre...
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